Harbor Financial Services is in the business of assuring clients' privacy in their financial matters, and ours is among the strictest of privacy policies. HFS views confidentiality as our clients' right, and our responsibility.

Harbor Financial Services (hereinafter "HARBOR", "we", "us", or "our") respects the privacy of the users (hereinafter, "User") of our services and web site. The following discloses our information gathering and dissemination practices for the website hfsoffshore.com. To that effect, we have instituted the following Privacy Policy:

Secure Site
Our site uses an online secure order form for customers to apply. When your order is placed through our secure online server, or you send us an email, we collect confidential customer information. The secure server software (SSL) encrypts all order information you input before it is sent to us. When you send us an email (as distinguished from a secure order form, which is encrypted), it is not necessarily secure and is not encrypted. All of the customer data we collect is protected against unauthorized access.

Personally Identifiable Information
The customer information that is collected to process your order might include contact information (name, mailing address, telephone number, fax number and/or email address); corporate information (business name and description of business, information regarding directors, officers, members, stockholders and registered agent and information regarding shares of stock and par value); and financial information (checking account, name on account, credit card number and expiration date), depending upon the nature of your order. The contact information, corporate information and financial information from the order form are used to process your request. The customer's contact, corporate and financial information is private and confidential. All information is secured and maintained on an offshore server and is sometimes used to contact the customer for purposes of completing the services requested by the customer.

Promotions
To preserve customer’s anonymity and to assure the quality of customer communications, HARBOR provides customers with the opportunity to "opt-in" to any further marketing promotions. Our site provides users the opportunity to opt-out of receiving communications from our partners or us at the point where the information is requested.

Disclosure to outside parties
Aggregate statistics about our customers, sales, traffic patterns and related site information may be provided to reputable third parties, but these statistics contain no personally identifying information. HARBOR does not solicit or accept solicitation for or accept co-marketing arrangements with any other organizations wishing to promote products or services to our clients. HARBOR does not and will not sell client contact details (names, addresses, email addresses, etc.) to other organizations wishing to promote products or services to our clients.

Your Conset
By using our site, you consent to the collection and use of this information by HARBOR.

Changes to site
If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it and under what circumstances we disclose it.

Effective Date
This Privacy Policy is effective this 1st day of January, 2011. Please feel free to contact us with any questions or concerns you may have.